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Privacy Policy

Last updated: September 2026. Your privacy is our priority.

Finance Expert Point ("we," "our," "us"), operating as financeexpertpoint.com from 108 E Division Rd, Oak Ridge, TN 37830, USA, respects your privacy. This policy explains what data we collect, how we use it, and your rights under applicable US laws including state privacy regulations.

1. Information We Collect

We collect information you provide directly: name, email, phone number, service preferences, messages, and newsletter subscription details. When you apply for loans or advisory services, we may additionally request financial information such as income, employment, and documents needed for eligibility checks — only with your explicit consent. Automatically, we collect basic technical data such as browser type, device information, pages visited, and approximate location for security and analytics.

2. How We Use Your Information

  • To respond to inquiries, provide quotes, and deliver requested financial services.
  • To verify eligibility, prevent fraud, and comply with federal and state regulations.
  • To send newsletters, rate alerts, and educational content (only if you subscribe — you may unsubscribe anytime via our Unsubscribe page).
  • To improve our website, services, and customer experience through aggregated analytics.

3. Sharing & Disclosure

We never sell your personal information. We share data only with: (a) lending/insurance partners strictly necessary to fulfill your request and only with your consent; (b) regulated service providers (hosting, email, analytics) bound by confidentiality; and (c) authorities when required by law, court order, or to protect rights and safety. All partners are required to safeguard your data.

4. Cookies & Tracking

We use essential cookies for site functionality and optional analytics cookies to understand usage. You can disable cookies in your browser; core features will continue to work. We do not use cross-site advertising trackers that sell your behavior to data brokers.

5. Data Security & Retention

Your data is protected with SSL encryption, access controls, and secure storage. We retain inquiry data for up to 3 years and client records as required by financial regulations (typically 7 years), after which data is securely deleted or anonymized. Newsletter data is deleted within 30 days of unsubscribing.

6. Your Rights

You may request access, correction, or deletion of your personal data, opt out of marketing at any time, and ask what information we hold about you. To exercise these rights, email contact@financeexpertpoint.com or call +1 702-645-2568. We respond within 30 days. California, Virginia, Colorado, and other state residents enjoy additional statutory rights which we fully honor.

7. Children & Third-Party Links

Our services are intended for adults 18+. We do not knowingly collect children's data. Our site may link to third-party lenders or resources; their privacy practices are governed by their own policies.

8. Contact Us

Questions about this policy? Contact: Finance Expert Point, 108 E Division Rd, Oak Ridge, TN 37830, USA • Phone: +1 702-645-2568 • Email: contact@financeexpertpoint.com.